Fast times

It was bound to happen, I guess. The insurance company apparently noticed the whopper of a speeding ticket I got last summer in Oregon, and my insurance premiums are going up by about $216/year. I'm sure they have facts and figures to back up their assertion that people caught speeding are inherently unsafe. But since I've never had an automobile accident in my life it's still a bit frustrating. The only insurance claim I've ever made came from someone trying to break into the car while it was parked on the street.

I'm wondering if this is like the points on my license, where my rates will go down again after I go without a ticket for a certain period of time.